German Investment

Saturday, 28. November 2015

Actually independent investment advice and investment advice pays for the money investors specifically and already in the short term from new survey results in January 2008: the German investors save unaware unchanged interest rates. Aspect online reported, the assets of citizens growing though – but billions periods in Germany as a yield-poor existence on traditional savings accounts. According to current estimates of by Dresdner Bank, the gross financial assets of private households has grown by around five percent 2007 4.76 trillion. The saving rate has risen by 10.5 percent in 2006 to 10.8 percent in 2007 while. The current surveys and estimates illustrate the compelling benefits of our advisory approach and the unattractive interest rate of savings deposits and related products is actually only the tip of the iceberg.\”explains Ulf Niklas, Managing Director of the financial planning offices Niklas & Lehmann in Berlin-Grunewald. The customer of a Bank, savings bank, or a free Investment broker pay for its free\”consulting but just by significant losses in its terms. On the fixed-income side, these losses are still relatively easy to recognize.\”explains Stephanie Lehmann, also Managing Director of the financial planning Office Niklas & Lehmann. Take the day money compared to the classic savings account: it is available identically secured, at all times in full – and thus much better – and brings 4.25% interest or more currently p.a..

Why should our customers refrain from?\” If a credit of 30,000 euros and a comparison interest rate of 2.25% p.a. for savings, the customer deserve sober 600,00 euro in addition every year. On the depot and share page, the losses are already somewhat more difficult to recognize.\”explains Stephanie Lehmann. When a stock fund investment, it is still relatively easy: at a facility in the amount of 50 thousand, usually an initial fee of 5% is the Bank = 2,500 euro charged fully on the selling Bank will be carried over and the customer therefore effectively and immediately at the time of the investment portfolio value is lost.

The Transaction

Wednesday, 25. November 2015

Being the salesman and the purchaser of the same branch, theoretically both will be understood better; therefore, to announce themselves and to identify themselves the same as integrant of group of the other can, or not, to be more convenient. A trader if communicates better with another trader, this is certain. Therefore, he is allowed to assume that the transaction of purchase it will be finished with more rapidity and/or satisfaction between the parts. On the other hand, if you are doctor, and will be buying a hardware store, something you are detached there, therefore hardly both the parts will be able to be understood in some degree of razoabilidade. Before you answering & ldquo; sim& rdquo; , she is necessary to reflect regarding its implications. On the other hand, to answer & ldquo; no& rdquo; it can be an interesting exit. The book approaches as if to ahead locate of these two options.

Presentation of the initial numbers of the business Normally, the guideline of the meeting will be established in two questions: . value of the sales; b. financial movement of the company: invoicing, expenditures and profit of the operations. Of any form, it gives attention to the supplied numbers, takes note, it makes many interrogations sufficiently, at last, goes deep. The ideal, and independently of the form as these information had been passed to it, is to present its proper ones questionings, notadamente in the relative question to the financial aspects. Therefore, this is the recommendation number two: before the meeting, it prepares its list of questions on the numbers of the business. One asks must immediately be made: how it was arrived at this value of sales? Which the used criterion? It is important to understand well this question. Later, you will collate the logic used for the selling side with the method that you will use.

The book deals with this in a specific chapter, therefore the subject requires a bigger development. Supply of information Is understandable that, in the initial contacts between a person interested in buying a company with the owner, who desires to vender it, this not disponibilize the information in details, as desired for that one. It is permissible that, in this first instant, this can be acceptable, that is, that it does not have answers to the interrogations immediately ece of fishes to the table. However, it is waited that the salesman reveals disposal how much to take care of the requests, to answer the doubts, and to clarify obscure points of the business. From there, we evaluate if it is enough to wait the supply of the answers, if we must contenting in them with generic numbers, and believing them, or if she is necessary to infer that & ldquo; it has something that the other does not want abrir& rdquo;. If not to receive the data requested, or will have delay in receiving them, two questions if they evidence: & bull; the owner of the company does not have the minimum idea of its proper business; & bull; or he wants to hide something. Inside of this perception, it is necessary to above apply different strategies for each one of the alternatives, what enough he is clarified in our book. In article of same heading – part 2 – we will go to give continuity to this topic.

Maximize Value

Wednesday, 18. November 2015

To determine the value of any business, the administrator must take adequate decisions of investments (application of resources) and of financing (captation of resources). Good investments add value to the business, in the same way that an adequate captation of resources. The administrator can finance its business through two sources: by means of proper capital (capital of the partners) and of capital of third (capital of creditors). These decisions aim at to maximize the value of the company. Then, who if benefits of the value of the business? The shareholder? The employee? He can yourself be said that two great business-oriented forms of management in terms of focus of value aggregation exist. The American form to make businesses can be seen as more objective, searching the maximizao of value for the shareholder. After all, they are capitalist them of business and one of the main participants of the risk of the business. Of similar form, the European form of management if worries in maximizing value for all the related parts of the company, also known as stakeholders.

This conceptual differentiation serves to reflect on the possibility of if reaching the two objectives, considering that these two economic regions are sufficiently prosperous economically saying. Although to have different focos, in the deep a concern she is accurately the same one. If on the other hand, the company European, with a more social concern is to search the perception of maximizao of the business for the employees for example, on the other hand it necessarily also is searching the maximizao of value for the shareholders. We can affirm that To maximize value is to become the biggest possible value the business, and alone it can be made if to converge the interests of all the parts related with the company, such as: shareholders, creditors, administration, employees, suppliers, customers, etc. Therefore, for the effect of this program, we will consider as objective of the administrator To maximize the value of the company for the shareholder, since theoretically we will be searching accomplishment of the biggest possible value for excessively stakeholders. We can defnir the 0 variable for determination of the value of the company as being the center called VALUE and below DECISIONS INVESTMENTS AND FINANCINGS and on the other hand STAKEHOLDERS x STAKEHOLDERS. Moreover, one of the excellent decisions for the administrator is related the distribution of the results of these investments. For the shareholders, the decision of distribution of the shares is excellent, that is, to define how much of the results of the company it will have to be reinvested in the business and how much it will have to be distributed under the form of shares, this is one of the 0 variable that the administrator must manage to maximize the value of the company.

Reina Customers

Sunday, 15. November 2015

We all have the same hours a day, all have debts that pay, family who fed and the immense desire to grow our business. However, some entrepreneurs seem to walk in ways of gold, with their business full of customers, while others suffer the despair of not having customers. But what is happening that it avoids that you earn more money in your business? What is needed in your business arsenal so that open the financial coffers? Or, rather, what is the reason of why businesses do not grow? I know it! Advertising effective, disciplined and steady! How simple sounds, right? The sad reality is that the majority of employers may not understand this simple concept, which is responsible for having a business full of customers. It is not not know that advertising is important. It is simply not making enough advertising to attract customers who need. But this year I come with sharp fingernails to return to basics that makes your business grow. This year, my unique approach is that you fill out your client’s business.

And start with the following tips so you implementes them instantly. 1 Create a publicity plan chooses 2 to 3 advertising strategies that you crave this year. Stay away from other distracting you. For example, let’s say that write and distribute articles and make strategic alliances will be your strategies for this year. Then, that will be your approach. They sell what they sell on advertising strategies, you will not follow them because the power is in focus, the domain and the daily application of the strategy you chose in your advertising plan. I have a simple ebook that teaches you about how to write and distribute articles and envelope making strategic alliances. These two strategies were responsible for the rapid and amazing rise of my business, and you can get it here.

2. Measure your strategy if I’m going to announce me on Facebook, I measure this strategy to know if it is working. And when I say measure, I am referring to measure everything until you reach the goal to the you want to reach. For example, I want to measure what percentage does clicking on my ad in comparison with the number of people who see it? Does percentage takes action once I land on my web page? Measure everything. If you can not measure it, please, save you time and money. 3 Breathes, speaks and eats advertising which most rare title, but it is that it is the truth. It is time to think as the President of marketing of the service that you are selling, and not the President or creator of the service that you are selling. The difference is big, since a single marketing President focuses on publicizing what sells. Reached their offices and their thinking is focused toward implementing advertising strategies, to measure the effectiveness of the applied and to its exclusive domain. It breathes, speaks and eats advertising. If you think so, if everytime you feel to work wondering what the advertising plan that I give today?, your life will change forever. Your business will always have customers and you will enjoy the freedom financial. To summarize * create a publicity plan, implement it and get away from distractions. ** If you can not measure advertising, don’t do it. * Think as President of marketing, and not the employer.

MLM Presence

Thursday, 12. November 2015

In these 2 years, social media marketing is that more is being used. Making friends is the most difficult of social network marketing. Social marketing, is a new tool that uses the services of social networks to enhance your presence online. Companies sometimes invest in management the presence, covering online marketing and the presence in social networks. Do imagine if their MLM businesses are visited by hundreds of people in a social network? Social marketing is inexpensive to operate but incredibly productive for your business, and in moments of low sales, is the only model that is still afloat.

Understand social marketing strategies, and build a network of contacts for your MLM business. The potential benefit that your business can obtain a firm’s marketing strategy through social networks, is difficult to ignore. Social marketing is a new concept in marketing, and has only a few years of existence. Thanks to social marketing, you will find with more focused towards your site traffic, will increase your incoming links, and is going to improve its relationship with the customer and better positioning of your brand. To promote their MLM business, you should think about the social marketer for a proper internet marketing strategy.

Social networking and social marketing is what more is using and should learn it now! Especially for business MLM, there are even websites of social networks that are for prospecting people, where you can create a profile and add to your prospects as friends and go update your MLM business through your network. These social networks have scheduled especially for MLM tools. Consider studying on the subject, since will make their MLM businesses get the blow they needed. Do you haven’t joined any company MLM MLM and want to know all the secrets for success? Learn everything you need to know to succeed with multilevel, and make everyone want to be part of your network.

Necessary Conditions

Monday, 9. November 2015

In order to get the maximum out of business and get the highest possible profitability for franchisees, Thierry Carayol, director-General of this specialized restaurant, provides greater advantages in different aspects. The most outstanding aspect is the initial investment, shrinking until the amount of between 30,000 and 40,000, reducing the dimensions of the room, being possible to open franchises in one between 30 and 40 meters. In this way may be two persons only makers meet the franchise, the same owners of the business, and may prevent the recruitment of staff, reducing the number of tables to approximately 5 or 6. Even so they may get more than enough to monetize the most, earning a large salary without excessive complications. LA BOHeME offers all the training required to start up business, counting with the assistance and support from the franchisor for best results. Information about the company: since 1996, the year in which the first accommodation opened La Boheme has had as main business line service comida-crepes – salads, through the system of restaurant, under the concept of fast food, healthy, quality and reasonable prices. And as a result, it has become one more recognized brand on the island of Tenerife, from the hand of its founder and President, Thierry Carayol, of French origin. At present, anyone who wants to own a business like this, can do so, because La Boheme has opened its doors to the world of franchising. In addition, the Ensign offers a training program for the very complete franchisee, with a theoretical part and a practical one, allowing you to learn everything you need to start the business, relying on the assistance and support continued by the franchisor..


Saturday, 7. November 2015

The law must restructure the regulation of the profession according to the requirements required by the current national and international scenario. Link in the form more dynamic, operational, with companies in order to provide the service requested by your needs. Give way to the formation of workshops of business incubation that favors entrepreneurs, will advise them and at the same time, is opening for new jobs. It should support to its members, especially to the unemployed in pro locate them in the business sector is public or private, form a job data bank, supervised by unemployment of graduates in management, which is a considerable number in the present. Guarantee on the basis of financial, legal, collaborative arrangements, contributions that give step to the institution of social insurance, loans, aid, which favors to members and their families. Learn to properly manage your income and expenses. Help for it consultants, extension courses according to the specialties that the present requires in respective specialties of modern managerial topics. Give way to a Commission of inquiry into administrative science determining the weaknesses currently faced by enterprises and offer them the service, training solution that helps them grow, be operational and which at the same time, allow the valuable thing is the high school for enterprise development project.

Develop courses, seminars and conferences that encourage its members, training them, updating them but also, open to those who are interested in current issues of administrative science. Must also College have a more dynamic linking with universities both at the level of pre and postgraduate, collaborating with their views to define the profile of the Administrator than the present demand, put the current leaves a lot to say. Both institutions should be integrated into pro provide a disclosure of the advance, applicability of administrative science, courses and seminars in postgraduate Online sets. The College must have its own web page that allows not only offer their services, dissemination of their activities, but publish articles, works which disclose the scope, implications of administrative science, the functions that the modern manager should be.


Thursday, 5. November 2015

One of the key factors to undertake business Online and achieve promotion in business on the Web, is the preliminary investigation of the potential market that exists, since you will obtain important data regarding the current competition and a vision of how redirect our business on the Web. That real benefits get to perform a market study? 1. Reception of General information and specific.-obtain key information for planning the technical and economic aspects of sunegocio Online at the website or company. You will make known to the market to which it is addressed, motivations and buying habits of consumers. You’ll discover strategies of competition, the environment and how trends are generated losNegocios by Internet in general. This allows you to make informed decisions for the launch in the future.

These aspects are considered the most important upon the promotion of losNegocios Online, since they define our path and North to follow. 2 Redesign and redirection of our business Online.-questions of market research To better understand a market study there are fundamental questions that must be answered which concern: what exactly what you want to know or understand to undertake business Online? What is the potential market to implement my business on the Web? What part of market expect to obtain? What is the possible future sales volume? What is the geographical distribution of the market? Will consumers accept the product? Do expect features find? What container or presentation will be more attractive and useful? Why buy consumers in function from my business on the Web? Know what is happening in the market and the Internet business in general will lead us to decide the type of product or service that will offer and if this is the advisable or perhaps decide to change since the market on the Web requires otherwise. Take into account the needs of their buyers and comparative with competitive advantages so you can see your business On Line benefited and have a market or niche profitable market at the time.

Contract Dismissal

Wednesday, 4. November 2015

The employment contract be extinguished by unilateral will of the employer. All termination of contract of employment by unilateral will of the employer constitutes a dismissal. Businessman terminates the contract out-of-court, and unilateral way without having to go to the judge. It is worth distinguishing between the dismissal for personal reasons and dismissal for reasons inherent to the company. Dismissal for personal reasons encompasses the disciplinary dismissal and the objective dismissal for personal reasons. The first one is based on a serious and culpable worker’s breach of contract, and offers the common regime for the protection against unjustified dismissal: any termination of the contract of employment without cause be redirects, from a point of view material and procedural, to the mode of dismissal; the violation of a fundamental right or freedom public, the nullity of the same. In cases of unfairness, and unless a representative of the workers concerned, the employer may opt for readmit the worker, or pay an indemnity of forty-five days of salary per year of services, with a maximum of forty-two monthly payments.

In both cases, the employer shall be paid wages for processing, which fails to perceive the worker since the extinction of the judgment, but can exonerate them payment if it recognized the inadmissibility of dismissal. In the event of discrimination or violation of a fundamental right or public freedom, the compensation is compatible with additional compensation for damages.Annulment entails the obligation to reinstate and pay the salaries of processing. It is a cause of objective dismissal, for example, the ineptitude. In such hypothesis, the worker is entitled to compensation of twenty days of salary per year of service, with a maximum of twelve monthly payments. The dismissal by circumstances inherent to the company brings together the dismissal by deaparicion of the legal personality of the employer, by force majeure, the collective dismissal and objective dismissal for reasons economic, technical, organizational or production. In such cases, the workers are entitled to an indemnity of twenty days of wage pro year of service, with a maximum of twelve months. The collective dismissal affects a significant number of workers, and requires an administrative authorization and the simultaneous opening of a period of negotiations with representatives of the workers. In turn, the objective dismissal for reasons economic, technical, organizational or production can carried out directly the employer, without having to apply for an administrative authorisation, nor negotiate with representatives of the workers.