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Who takes public funding to complete for the financing of own dream home, can save a lot of money sometimes. So builders in the ‘Forderdschungel’ find your way around. (tdx) In the face of the company euro more and more into the public consciousness puts the subject property and to own real estate. Owning a House retains its value even in uncertain times, serves as a solid retirement uR the whole family and is due to a very low level of interest rates for many so tangible as never before. So the dream of homeownership causes no abdominal pain in the long term, an individual financing concept should be worked out in advance, that contains the necessary components of interest rate, equity, loan amount, maturity and repayment amount in each case. However, the involvement of public Fordermitel, the effect of which was previously often unrecognized, should to check because you often can save a lot of money themselves. What projects and what funding programs are who are worth to explain the construction money specialists. Because there are hundreds ways to be promoted, when purchasing real estate in Germany applies: to save money in the end, a programme must be properly embedded in the own financing concept.

Vor allem low-income earners or families with children, for example, that suitable for so-called residential Riester “-program that combines two types of retirement plans: the State-sponsored retirement (Riester-rente”) and the provision by owning your own home. The special feature of this loan: Who takes to Riester contract for the age, can take the money saved on there and invest it in their own real estate. Alternatively, borrowers can flow the current allowances in the eradication of the real estate loan and thereby gain a faster debt relief. Because the monthly rate remains constant and the rate of interest is firmly agreed, a high planning certainty it offers for mortgage. In addition to the residential Riester”, in particular the credit institution is known for reconstruction (KfW) for builders. It grants loans with discounted interest rates for the purchase or construction of residential property and remedial actions that (energy). The variety of the KfW programmes can thereby incorporated into almost any financing concept because basically all owners of real estate, can are the funds of the credit institution regardless of income.

With their funding programmes the KfW-Bank aims mainly to motivate builders and property owners to exploit fully the potential of energy savings in their homes. Therefore it promotes in particular energy-efficient new buildings or renovations so-called efficiency houses”with eradication grants to the each granted loan amount. Following applies: the higher the level of efficiency achieved, the higher is the promotion. So financiers who build a new KfW Energieeinsparverordnung 40, for example, a grant repayment of 10 percent. In addition to federal and State KfW bank, individual provinces support the Way in your own four walls with attractive programmes. This can include especially low-income and large families on the support in the form of grants or interest discounted loan. Help and advice on the subject of public funding can find builders see foerdermittel.html note to journalists: use of images only in conjunction with the text. Tanja EST