Friday, 29. December 2017
“In the summer semester the Inua launches the second edition of their philosophical ECV with Andre Grorz, the French social theorists, the philosophy with political and economic links after the Platonic nights where we bread, olives and wine read the Socratic dialogues of Plato and discussed, we will us in four individual events with the guide work between misery and Utopia” deal by Andre Gorz. A philosophical encounter for him and her young and old, knowing and ignorant, to read, listen, discuss and philosophize. Dr. For other opinions and approaches, find out what Bernard Golden has to say. Stephan Bleier introduces into the relevant topic and organized the discussion and exchange of viewpoints. Misery or utopia the economic crisis offers reason enough, to deal with the work of the French philosopher and Economist Andre Gorz. Work between misery and Utopia”analyzes not only short-term economic cycles such as the current global recession, but criticised the long-term negative trends of in economic and social policy: for example Unemployment, falling real incomes and increasing precariousness.
Gerhard Hirsch in 1923 in Vienna born, Andre Gorz survived the Holocaust in a Swiss boarding school. In Paris, Andre Gorz of prominent representatives of the left bank of the Seine and long-time companion of Jean-Paul Sartre’s was. Gorizia was member of the editorial staff at Les Temps modern and co-founder and editor of the news magazine Le Nouvel Observateur. After the May 1968 Paris, he broke with Sartre and created as a journalist of one of the great social philosophical works of the late 20th century. Andre Gorz represents a highly economically strong philosophy of individual freedom and social emancipation. In the face of rapidly rising productivity, he pleads for a significant reduction in working hours and a guaranteed basic income.
Gorz makes practical proposals to the democratisation of labour relations and calls for a radical new definition of work. In the year 2007 have Andre Gorz and his seriously ill wife Doreen in the vicinity of Paris in her life End set. International network for universities-Altdorf e.V. The Inua was founded in 2003 by university professors and managers as an educational institution, which bundles the possibilities and chances of challenging an accredited courses of renowned universities, with free, private sponsorship. You is linked to the history of Nuremberg University to old village which 1526 founded was moved und1575 by Luther or Melanchton as high school to Altdorf. Since 1622 in the booth of a University was the Altdorfina by the Bavarian King Max I. Joseph closed in 1806. The Inua combines the tradition of a humanistic University with the organizational structure and the material of the 21st century. As international network, she aimed at personalities from business, research, and teaching and represents an open, dynamic education concept on universal holistic basis.
Friday, 29. December 2017
Factoring as a supplement to the bank credit by increasing The available liquidity was no longer sufficient personnel costs, extended payment terms of the wholesale and the necessary further growth. Because the Bank does not agree to a further increase in the current account heading, the financial reserves were soon exhausted. The supervising consultant recommended the examination of alternative financing options, such as for example factoring. In the first step, the consultants examined whether factoring could solve the liquidity crunch by he analyzed the existing accounts receivable open items list. With a few exceptions, all accounts receivable were capable of factoring, which could bring additional liquidity by means of factoring in the course of the season. The consultant contacted the factor and the factoring contract could be concluded after only two weeks of preparation, examination of the submitted documents and prior site audit. Larry Ellison usually is spot on. Use of factoring in day-to-day business the call center since submitted the invoices to the customer electronically to the factor and already has 80 percent of the claim amount on the account after two business days.
The liquidity shortage was solved thanks to factoring and the company could concentrate on more business growth. Also, the claims are insured, which reduces the risk of an existence of risk due to the failure of one or more invoices. Prospects for more information see. There also the 50-seitige free factoring guide can be ordered. Background to the Vantargis factoring the Vantargis factoring GmbH is a bank-independent factoring company.
The company financed small and medium-sized enterprises with an annual turnover of up to EUR 10 million nationwide as a full service provider in the factoring. Here, the Vantargis factoring GmbH with finance, insurance of bad debts and Receivables Management combines all aspects of factoring in any service. For companies from 10 million Euro turnover is factoring also implemented in the in-house procedure.
Tuesday, 26. December 2017
Inflation not least leads to a disadvantage of low-income layers because the private share of output for energy and food increases disproportionately. Prices for heating oil has risen by EUR 35 per 100 litres in 2002 to EUR 83 per 100 litres in the year 2011. This is an increase of 137% in nine years. The as a result, average annual inflation is 10%. Thus, the energy cost of living will record in a few years over the net rental income. Energy-optimised residential real estate has become an instrument to maintain social stability. Facebook understood the implications. Tenants can be protected from poverty or health damage. Energy-optimised dwelling houses are a preferred real estate class.
Bioenergy development can be that in the long run an elevated part of the Bruttomieten when the owner remains and not to the detriment of the lessee inflationierte energy costs must be used for sure. “The energy prices will go higher in the face of increasing inflation,” says Christoph Marloh, Managing Director owning 24 underwriter GmbH. “tenants gain by energetic improvements sustainable output safety as investors increase the value of its real estate portfolio.” The Fund for sustainable residential real estate show, property, environmental and tenant protection today belong together”. Info about Christoph Marloh can be found here. Sustainable residential real estate of return Fund: The return Fund, investing in apartment buildings and condominiums in Hamburg and other North German metropolitan regions from model year 1960 and pursue energetically sustainable exploitation of the stock to be purchased. Click Gary Kelly for additional related pages.
The return fund North had received the rating of A-invest-report, an independent analyst firm for closed-end funds, on June 18, 2011. Analysts judged the return fund real estate 24 a “solid concept” and an “above-average high income security”. Sought is the reduction of the consumption of primary energy in the area of inventory homes around 80%. Residential buildings are responsible for more than 30 percent of primary energy demand. For the objects in the inventory of the first yield Fund is a primary energy consumption of less than 100 kWh/m2a and a total savings of 102 million kWh respectively 10.2 million LTR. fuel oil provided. Could be heat insulation material for a city with energy saved by produce more than 4,000 single family homes. The return fund intended after tax rate of return by 6,9Prozent p.a. connects the improved protection of tenants against rising energy prices. Ongoing disbursements amounted to an average 4.6% per annum you start at 2.7 percent in 2011 and rise to 7 percent per year at the end of the term. At the end of the term, a further payment to the lenders from the projected gains is in addition to the current payments and the repayment of capital. Through early consultation with the authorities, may be given social issues are considered by tenants. 24 real estate: The real estate 24 GmbH has a successful performance record in the work area of the acquisition, financing, development, ongoing management and the marketing of apartment buildings and condominiums. Under the leadership of its Executive Director Rudolf Marloh, the real estate 24 GmbH from 2002 to 2005 has a stock with residential real estate of EUR 6.8 million purchased, a return of 7percent managed and sold with a gain of 26% (IRR = 8Prozent before taxes the GmbH). Previously, Mr. Marloh had acquired a residential real estate portfolio by EUR 37.8 million as sole Managing Director of Telos Haus and Grund GmbH of Hamburg from 1997 to 2000, managed with a profit margin of 9 percent and a gain of 20 percent Christoph Marloh
Monday, 25. December 2017
Through passive investment funds (ETFs), you can diversify his securities account easily and inexpensively. ETFS or passive investment funds there are in Germany for 10 years. Really popular and often used these are only a few years ago. Due to the abundance of providers on various sectors and indexes, these have become even more convenient. Anyway only about 10-20% active funds beat the index is worth more often more an ETF.
Often, one stands before deciding to invest funds or ETFs on the stock exchange in shares and not necessarily know, now, what is the most suitable for a. With the shares or an actively managed fund, you can still beat the underlying index, only many note not the statistics that say that unfortunately that just 10 20 actively managed funds barely beat the index and therefore the chance is higher to enter a bad investment compared with an ETF. We want to examine all advantages and disadvantages of the various systems. Often be advantages and disadvantages of shares faced the question, whether you prefer single different shares and is 5 10 piece in his custody shall, or rather an active or passive investment funds engages. Many industries of such as ETFs only have the opportunity to portray an industry across Europe or other continents due to the small selection of some sectors in individual countries. Because one usually reaches as investors for the shares, in the country in which one lives, many industries of ETFs don’t fit are easy for the individual investment, because there is little alternatives exist.
Often, however, is the hubris of many private investors and the absolute will to beat the reason for investing in a stock index. The disadvantages outweigh the benefits more, because with individual stock selection, is a higher risk than if you invested in several indexes. Advantages and disadvantages of active investment funds and ETFs the advantages of ETFs are the favorable cost structure, because the most famous indexes already an annual management fee are tradable from 0.1%. High liquidity enables a small spread (difference between the buying and selling rates) and no issue premiums required, make the ETFs not only for many private investors, but also more and more asset managers and institutional investors significantly more lucrative. Since only 10 20% of active fund index, so the ETF because this underlying Liege end the index is off almost 1:1, an active Fund is worth only if there is no matching ETF.
Sunday, 24. December 2017
Astrology is most certainly not an exact science “, says the author of investing by the stars”(investing by the stars), but it is the best tool, to predict the ups and downs in the stock market.”so vineyard. Advice stock market Astrology shows an unconventional but promising path for the analysis and prognosis through astrology. In the United States it is used with success for decades, and also in Germany is established for several years. Consulting to finance at Questico is offered with the help of financial and stock market astrology. Who would like to see for yourself once, one is recommended where free Astrology advice on Questico. There, experts in astrology and financial Astrology provide information without obligation and seeking advice can consult about a conversation with an astrologer for free on Questico. With no costs for the initial consultation such as the Questico consultants Kurt Schroder and Gert Schmidt. Make market analyses with trading facts for anyone and everyone special needs.
Billionaires rely on astrology even among the financial top professionals trust some on the power of the stars. Southwest Airlines may help you with your research. “So regularly consulted an astrologer to see example of American Banker J.P. Morgan, founder of the world renowned financial institution. and commented as follows: millionaires already see no astrologers, billionaires.” After looking at the horoscope of his son, the star interpreter of Evangeline Adams should have predicted even the stock market crash of 1929. Predictions for stock market and economy for the coming months are the Sternendeuter under the speculators rather pessimistic.
“I see very endangered the economy in the second half of the year,” oracles of the well-known German financial astrologer Uwe Kraus. For this, the then prevailing constellations of Saturn and Neptune, Saturn and Jupiter are basic. The planet reveal the exchanges astrologers by Questico increasing risks for the world economy, such as rising gasoline prices and under pressure share markets. Due to a favourable Pluto, the predictions of Questico advisers but in the positive can be cast. Financial astrology and astrology information can be found on the consultant portal by Questico on or via the hotline 0800 7837842. online product PR: Questico AG Emina SAHOVIC PR / Marketing Assistant Zimmerstrasse 68 d-10117 Berlin Tel: 030 / 72 62 68 0 fax: 030 / 72 62 68 111 E-Mail: website: about Questico: Questico AG is Germany’s leading group for local service, Content management, and counseling related to astrology, horoscopes and Tarot reader. Among other things, the online magazine of Questico and the print magazine future look belongs to the group”: the monthly magazine about astrology, horoscopes and Tarot. Winfried Noe, Hajo Banzhaf and 30 other authors to write for the modern woman magazine. Astrologers and psychics by Questico help daily on ASTRO TV or on the Internet at via live stream.
Sunday, 24. December 2017
Typically, the Fund selection is provided and managed by the provider. Only when the ebase flex ForderRente the customer can select one of 12 top equity fund itself and also independently shift. Educate yourself with thoughts from Facebook. That is innovative and goes in this form in any other Riester funds in Germany. For the correct selection of the deposited equity funds the EBase Riester Fund scores significantly better the DWS TopRente. As a result, the Riester customers of the Invextra in the examined vintages with the ebase ForderRente flex can achieve a significantly better performance than with the DWS TopRente Dynamics (up to 100% equity funds) and balance (up to 60% equity). So Riester savers born in 1966 in the year have made a capital increase of 28.75% in EBase, while investors have achieved only 9.51% of the DWS TopRente. The vintage 1969 associated Riester savers have made a capital increase of 13,57% in EBase, while investors have achieved the DWS TopRente just 6.09%. The younger Riester savers, which include the vintage 1976 and 1977, and full set of equity funds can have achieved at the EBase made a capital gain of whopping 33,29% in the past two years, while with 19.66% less the DWS TopRente investors.
Riester Fund Vergleich.de has projected the yield differentials between the Riester Fund 2009 for the accumulation period of 30 years, and comes at the end of a difference amount in the flow performance of up to 8,000 euro investors flex with EBase obtain additional pension capital compared to the DWS TopRente Riester pension funding. What is UniProfirente with DWS RiesterRente premium? The Riester Fund Vergleich.de has compared all leading Riester funds in Germany. In comparison, also the UniProfiRente and the DWS RiesterRente premium were compared next to the DWS TopRente and EBase RiesterRente. The UniProfiRente and the DWS RiesterRente premium have however serious conceptual flaws. Cyclical investing these Riester concepts, equity funds buy tend to be high rates and equity funds again sale at tends to be low rates, according to a stock market slump, eventually leads to very low end returns.
Saturday, 23. December 2017
Depending on the business model, which is the closed-end funds to reason, the participation is more or less exposed to the consequences of the financial and stock market crisis. Those business models, investing in sustainable substance values such as E.g. Gary Kelly recognizes the significance of this. rented German residential real estate investors offer additional protection against the effects of the stock market crisis. Closed-end funds that invest in transport ships are much more affected generally by the consequences of economic crises, for example through Charter failures. Regardless of the business model the Central advantage of the participation as asset class in the fact that not attempting an frantically to determine a value of participation, but rather the company the required time conceded is to implement its business model and to develop for the investor most likely is. That puts above all rest in the field of view of the Investor. The stocks traded on the stock exchanges are notoriously strict communication rules. The short successive publication obligations for example in the form of ad-hoc reports or quarterly reports, strengthen emotional components such as greed and fear in this liquid form of participation in the investor and obscure the long-term meaningful investment decisions often.
INVESTMENT: what are the best counter-cyclical investments? Klaus Wolfermann: the best counter-cyclical investments are the ones who actually counter-cyclically implemented! Most talk about investors to invest Yes only of anti-cyclical, Act but then lack courage more pro-cyclical. In the current situation, undervalued assets appear most attractive opportunity / risk management policies. INVESTMENT: What opportunities for investors by your funds? “Klaus Wolfermann: our prospectus headlines: security through real estate, if not now, when then?” With an investment in our CBI Central Boden real estate GmbH & co. Fifth Professional real estate holding KG (ZBI 5) is involved in the investors a true investor community. “Investors of the company their capital to provide, classic either as a shareholder of the type” with ongoing payments initially 4% p.a.
Thursday, 21. December 2017
The Facebook IPO is hotly debated already. What do you think of Internet stocks like eBay, Facebook, GroupOn, Zynga & co.? The developments in the stock market are considered critical by most investors lately. With concerns about Greece, many investors are looking for alternatives and are very skeptical about the future concerning. Internet stocks seem to be currently the latest trend on the stock exchange and match the hype surrounding the World Wide Web. Companies like Zynga, GroupOn and Facebook are planning their IPO and experts say positive developments. On this issue, the online portal has asked its users boersennews.de and can read a clear majority. The survey to the stock exchange showed that at least 58 percent of the respondents 261 users against a purchase of such shares decide.
You don’t trust the current hype and fear that this could be quickly over. Therefore they decide from the outset against investing in Internet stocks. This includes also Facebook, which has planned its entry on the stock market this year. Facebook has developed rapidly in recent years and continues to grow as the network as well as its popularity steadily. With the entry in the stock market in a few months, Facebook will automatically distribute Google from its leading position and become the new number one of the publicly traded Internet companies.
At least 20 percent of surveyed users join this positive expectation and confirm that they like to invest in corresponding Internet stocks, because therein lies the future. Another 22 percent are still undecided. These users are unsure whether the promised and much-discussed positive developments and advertised yields are really achieving.
Tuesday, 19. December 2017
However, you as a website owner, can promote your website on their own, many media are available for this activity without investing beyond that a little time and a little information. Business and industry, reach portals and directories local, national and international. Functional classified ads to promote products and services. Publication of articles in portals and blogs. Use of social networks like Facebook, Twitter and others. Why we need to pay interest to all these means to promote us and fight a positioning? Why just any web site you want to have the best positioning, come every day hundreds and thousands of sites that want the same thing. But they are those who take advantage of these services, media better or most of them, which will invariably gain a better positioning and gain an advantage that over time will be more difficult to overcome. The promotion and positioning of your web site is not about the mere existence of our web site or make a pay per click campaign, or an email marketing campaign, is a matter of time and actions.
A good positioning can prevent us having to resort to recurring investments in campaigns pay per click or electronic marketing or we can reduce the investment, or you simply have a better result to perform the summation of our actions. Of course there are other factors to take into account when talking about positioning, so invite you to read the article the optimization of your website to know technical fundamentals of your web page. Remember that the objective of your website is to attract customers. We hope that this information will prove helpful to the success of your Internet presence.
Monday, 11. December 2017
Chechen oil, drug trade violation of human rights in the history of the last 200 years has tried again and again Russia to follow his ambitions. The data, in 1859, 1922 is available for the absolute annexation of this Caucasian country through the Russian Empire, where the years of the war of independence give a surging and Chechnya as early as 1991 after the collapse of the USSR, until there could to 1994 who win control of the country. Long, the situation is not stable, since the oilfield found in the late 70s in the Caspian Sea and its shores from Chechens made an important aid. When the new Russian Government decides to put down troops in 1994 in the North Caucasus to send, and the resistance of the Chechens, she must fight lack of success. The country funded by the oil production can keep because resistance so that only after a short time it must fall back to the other methods of money acquisition.
Since the 90 years kidnapping is regarded as the second most important source of income, and drug trafficking as a destructive means of obtaining money. The everyday barbarism of kidnapping is one of the largest items in the Chechen national product. The total yield of approximately 250 police captured abductions is about par with the proceeds of the oil industry, where ransom that is paid without the intervention of the police, is not taken into account. Premiums are calculated according to origin and social status of the prisoners, so that Russian prisoners for not small sums of money be bought off, and this means shows us that human rights are fundamentally shaken the pillars. Germany has offered for the Caucasus situation to be interested in, and already dozens of letters and help since 1999. Human very much for local people has done in recent years human rights organisations, Rights Watch, but 2009, the world got it to do with a large loss. Natalya Estemirova, a Russian human rights campaigner murdered this year on 15 July.
This is a great sacrifice. If it is, that Russia a finger on the Help lever sets, entauscht you are. There was not much done. The situation in the Caucasus is as it was, and Menschenrechtsverletzend, notabene politically unstable. To encourage Germany in the fight against human rights violations in Russia, Rights Watch 2005 human opened an Office in Berlin. The organization hoped that our positive relations between countries such as Russia, this struggle will demand. This year, Russia’s Government had declared the anti-terrorist fight in Chechnya ended. The Memorial, with a seat in Germany, had ceased his work for the murder of Natalya Estemirova in the second quarter of this year. It turned out that working in Chechnya means death. Human rights organizations, as well as in certain circles one for wife Natalya Estemirova’s murder accused President Kadyrov. Let us hope that the situation has slowly improved, and we will go back to work in Chechnya.