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The mathematics present/display habitually many difficulties to the students of any educative level. Nevertheless the children of primary Education are those that live worse these difficulties, since account when speaking with the companions, brothers majors and parents occur who are that he is going to have much importance throughout all their schooling. Initially, the parents and educators usually attribute the problems with the mathematics to the lack of personal effort of the boy and they do not consider that these problems go beyond the academic motivation of the boy towards the mathematics. Discalculia is understood by discalculias the difficulties that the boy in the calculation area has. Two main types of discalculia exist: – Primary Acalculia or discalculia: she is associate to a cerebral injury that produces a total impossibility for the calculation.

– True or secondary Discalculia: the person shows manifolds symptoms discalclicos associated to other alterations of verbal, space, temporary, symbolic and mental type. Keep up on the field with thought-provoking pieces from Mick McGuire. Discalculias presents/displays the following characteristics: – Alterations perceptive-lines of vision – Difficulties to conduct certain arithmetical operations (extreme, subtractions, multiplications, divisions, roots, etc.) – Low capacity of reasoning – Difficulty for the mental arithmetic – Difficulty in the arrangement of numbers – Associated problems of language to own discalculias (dislexia). Intervention in the cases of discalculia Parents and professors can make very many to help to their children and students to surpass one discalculia. The fundamental thing is to count on the support of a specialized equipment of psicopedagogos or scholastic psychologists who guide the intervention that it will be realised in the problems indicated by each boy. As much in the classroom as in house it would be fundamental that the boy or girl realised exercises and games at four levels: space, temporary, symbolic and mental. The intervention at space level will have to go focused to the work with the numbers and seriacin, exercises of corporal scheme, geometric drawing and graphical boundary of columns. .

Neither know that the Director of the Office of my box, who knows – and presumably – that works in a serious institution. Neither does the Chairman of the savings bank, which is only known to have reversed a portion of the money of its investors in a major United States Bank. 2nd comment: globalization has its advantages but also disadvantages, and its dangers. The people of San Quirze do not know that they are taking a risk in United States and when it starts to read that there mortgages are subprime, thinks: crazy do these Americans! Moreover, it is that there are the Basel rules, which require banks around the world to have a minimum Capital in relation to its assets. To oversimplify, the balance sheet of the Bank of Illinois is: active passive money box money provided other banks loans Capital reserves TOTAL X million X million the Basel rules require that the Capital of the Bank is not less than a certain percentage of the asset.

Then, if the Bank is asking for money to other banks and giving many credits, the percentage of assets that Bank Capital low and does not meet the guidelines of Basel. We must invent something new. And that again is called securitization: the Bank of Illinois packages mortgages – prime and subprime – in packages that are called MBS (Mortgage Backed Securities, or obligations guaranteed by mortgages). I.e. where before had 1,000 mortgages loose, inside the account credits granted, now has 10 packages of 100 mortgages each, in which there is everything good (prime) and bad (subprime), as in the vineyard of the Lord. The Bank of Illinois goes and sells quickly those 10 packages: where does the money you get for these packages? You are going to the asset, to the account of money in box, increasing, decreasing by the same amount the account credits granted, which improves the share Capital/loans granted and the balance sheet of the Bank complies with the guidelines of Basel.