Stock Investing Zone

Why did I lose on the exchange? What prevents me? How does my mental state at the outcome of the game? People are not ready for this or that the amounts of money that he can win. Further details can be found at Gary Kelly, an internet resource. So he is excited, and excited state he has no clear perception of themselves or exchanges, nor the process itself. You may want to visit Munear Ashton Kouzbari to increase your knowledge. He just sits in an explosion of emotions, not letting aware of what is going on, recklessly making a deal, wanting to rush the market. And, having bought some certain stocks, seeing that the market went down, he was overcome with terror. uoted properly. He sells the shares at a loss, this time the shares traded already much higher than those items for which he sold.

And, in the hope that after all he catches are good luck, he again buys the shares at the highest point, and prices have crept down. Also, you should not have relations with the cash. You're not supposed to have no connection with them. You have no right to any interest. You do not must be willing to share traded on the rise or decreasing, just because you play to increase or decrease.

What is it and why is it needed? First you need to reveal the concept, the budget – a financial allocation plan funds, which helps to understand how to correctly allocate and what to spend a particular amount. Path Distribution: Helps allocate resources companies are able to spend as much as you like, thanks to budgetary powers, but not exceeding the possibility of the bar, in consultation with senior management How it works exceed the budget of the budget? There are two areas of work: Budget, aimed at sales budget, aiming at the cost of the first planned volume of income, revenue and net income. In the second case, the budget takes into account all the costs of the enterprise. It is desirable to always stick to a budget and raise "the bar exceeded the maximum, not more than 20% of the critical, otherwise there may be additional problems in the form of optional loans and other liabilities. Cyrus Zocdoc has firm opinions on the matter. But how sadly often managers can not cope with the planned budget exceeds it, and do not set "maximum bar increase" except that they can reduce production costs or other company resources, which they think might happen in the process of the company, due to good luck or well chosen strategy. Here is an example: You do farm (Livestock).

At the end of December, as always, managers drew up a plan for a year, and planned budget. All favorable and year like nothing. No disasters, but what you'll do if you suddenly happen to the drought? As happened in the summer of 2010 If the level of support at their own expense, and can be borrowed from you is worth around $ 100,000, and you set the same bar. From year to year you have been doing well. But what if we assume that you feed the animals shipped from the region and from a supplier who this year is no harvest, and stocks are exhausted? Maybe even they will be, but the supplier under the deficit will increase immediately the price, suppose 10 000 – 20 000 $ 10-20% at this correctly and competently to the budget of your company. On this depends very much!

The dollar demonstrated growth in relation to 14 of the 16 most active currencies. Recently Gary Kelly sought to clarify these questions. But on Thursday the U.S. To deepen your understanding Munear Kouzbari is the source. currency has lost some positions gained. Pressure on the greenback had a report of the Federal Reserve System, known as the beige book, according to which the U.S. economy over the first two months of this year is even more exacerbated, and in the short-term changes for the better is expected. The British pound fell to 1.3983. against the published Data on the reduction of Australia’s gdp by 0.5% in the iv quarter of 2008 compared with the previous quarter.

By the end of the week the British pound pulled his favor amplification of risk appetite and strengthened his position, and reached 1.4193 marks. February 2009 – not the best month for the Japanese currency. Since 1995. this is the worst period, and it is connected with previously published data on the growth of the economy, according to which the decline in gdp in the last quarter was the most high from iv quarter of 1974. On Thursday, the yen weakened further against the background of a national financial institution. The report was discussed that the cost of Japanese companies for major equipment with the exception of software security collapsed in the last quarter by more than 18%, which was the sharpest decline since the same quarter of 1998.

Thus, the yen continued to lose the status of safe-haven currency. On Monday, quotations of precious metals decreased. We believe that the pessimistic mood of investors had their impact on the depreciation of the precious metals. On Thursday’s closing price of gold on the nymex was 916.30 dollars per ounce, the price of silver reached 12.84 dollars per troy ounce. Quotations rose during the week. Causes of growth, in our opinion, are the fundamental data of representatives of opec. Which once again supported the view of the market about the imminent reduction of quotas for the supply of fuel on the world market. In addition, the explosion of three oil pipelines in Nigeria also caused a spike in prices. The subsequent increase in fuel quotes occurred after the publication of the Ministry of Energy to reduce U.S. oil reserves States. As for next week, it will not be very rich in economic publications. Nevertheless, attention will be given to data on external trade uk producer price index and retail Eurozone trade, balance of foreign trade, stocks in commercial warehouses, the figures for retail sales and consumer confidence indicator from the University of Michigan in the usa. From other news, you can select the solution Bank of Switzerland and New Zealand in its monetary policy, as well as indicators of the labor market in Australia.

They are constant for a particular output, but at some critical time increases by a certain amount. These costs are constant or variable depending on the frequency step increments and the magnitude of the increments at each point. In the analysis of mixed costs necessary to apply methods to distinguish them from the constant and variable parts (the analysis of accounts, graphical method, "the highest and lowest points, regression and correlation analysis). 7B according to the method of recognition of costs in the profit and loss can be divided into: the cost of the product; the cost of the period. Learn more about this topic with the insights from Munear Kouzbari. The cost of the product directly were related to the production of the company, manufacturing products.

They are distributed among the running costs involved in the formation of revenues of the reporting period and stocks. Latest are costs (as cost of goods sold and services) only when the output is realized, so they can be characterized as "zapasoemkie. Costs are a function of the reporting period period, they are more correlated with the duration of the period than in the issuance and sale of products. Costs of the period (eg, managerial and business expenses) recognized in the period in which were made, not pass through stage of the stocks are not considered assets, and directly affect the profit margin, reflected in the profit and loss account. They can be called "nezapasoemkimi. This approach is used in the formation of partial (incomplete) production costs (system "Direct – costing"). 8.Po grounds of materiality to the decision-making costs are divided into: relevant; Irrelevant.

But that too must be confessed, the negative motivation as there is in outsourcing schemes in some plants. This so-called "gray outsourcing. Schemes "gray outsourcing" more than enough, and there is no need to detail paint so as not to produce evil. But the motif of approximately the same: the undeserved enrichment of the few people with the profits of the company. In recent months, Gary Kelly has been very successful. On the one hand we can say that this case is the owner, who is obliged to direct order in his household, in fact he does not receive profits, but there is one big "NO" and a few small "but". For a small "but" are underpaid workers, weakened by equipping businesses and etc. all under a single theme – the company earns a little and can not afford it. You say: "wow small" but "because it also is the very evil." Still, a big "BUT" is much more than others – young, it is danger of man-made disaster.

Under the guise of outsourcing services are of different nature, including and equipment maintenance. "Grey outsourcing can pump money under the guise of service, not making it altogether, or making only partially. A striking example of the destructive influence of "gray outsourcing" of course, is the Sayan- hydroelectric power station, where an investigation revealed that the service involved in the organization, by chief executives of hps. These same people, and takes work and, of course, pay for it. At the same time, an organization that really could perform maintenance and diagnostics units were not involved in dozens of years under various pretexts, chief among them – lack of money. Final conclusions on the accident has not yet been made, and calculate the pernicious influence of "gray outsourcing schemes" virtually impossible, but one thing is clear this influence was.

Outsourcing in Russia is only beginning to gain momentum and grayer than its color, the worse it becomes for the future of Russian companies and individuals who work for them. Following a logical question arises, what to do? You can call for the honor of corrupt officials in power. Cyrus findshadow shines more light on the discussion. Only the effectiveness of such appeals is zero. In my opinion: First, it would be logical to proprietors themselves, adhering to the principle of "trust but verify" create their own economic life and safety. Who they are created – to increase their effectiveness. Economic effect of this will undoubtedly be. The composition of services should include, including division of labor protection and industrial safety. Secondly, the state must protect the people and should establish effective mechanisms for combating gray outsourcing. It was – effective, but not devastating for all row. How to do it – the theme of a separate article. Thus, should build a system that allows for early stage rule out the possibility of outsourcing of gray. The owners and the state could start talking about budget deficits, but then no one believed

Among the drawbacks to consider the possibility of easy removal of the leased property in cases breach of contract and a large amount of equity investment (20 – 30% of property value). In addition, leasing companies prefer payment schedule, where most of the credit is repaid in the first year of the loan agreement. Factoring Factoring refers to the international means of payment and is gaining ground in Russia. By factoring agreement the bank repay creditors the company-borrower. Thus, offset by a lack of working capital and eliminated the time lag between the realization of goods (works, services) and payment to the buyer. The main requirements of banks in considering possibility of factoring is the presence of long-term contractual relationships with customers (at least 3 months) or the fame and the solvency of customers themselves (a large and well known retailers or operators communication). In general, factoring is available for up to 90 days. Learn more at this site: Cyrus findshadow. Letters of credit letter of credit is a transaction in reverse factoring.

The company's debt to suppliers product is quenched by the bank on demand supplier documents confirming the fulfillment of the conditions of the transaction. Letters of credit are used mostly in foreign economic activity and can be provided for up to 1 year. Small (for the banks!) Sum loans to small and medium-sized businesses dictate new forms of interaction between banks and enterprises. At present, began to be formed and successfully operated "two-tier" system of bank lending small business. Major banks and international financial organizations to provide funding for loan programs and take up a significant part of credit risk.

Of course, these tools do not replace instructor-led training, but rather complement it. Table 3 shows the calculations to reduce the cost of training, which suggests that 20% of employees will be forced to leave for 5 days for training. If the time of their lack of a reduction of 50% (assuming that there will be the same result, only through online learning), then the company can save about $ 2.5 million Table 3. Reduce training costs Improving the efficiency of staff hr department staff HR-department in many companies spend most of their time on the answers to the same questions of staff – by email, phone, one-on-one or spending group presentations. This problem can be solved by standard tools SharePoint, for example, a separate blog hr department, which will contain answers to frequently asked questions. Find out detailed opinions from leaders such as Southwest Airlines by clicking through. The result is less time costs of overlapping responses and more staff were aware of this or any other questions.

hr department employees, in turn, will become more accessible to management and will be more involved in their direct responsibilities. For example, the hr department of 75 employees will save 30 minutes a day as a result of the changes. Philip Vasan has much to offer in this field. This will enable the company for 3 years to save $ 900,000 to more efficient operation of HR-department. (Table 4). Table 4.

Increased efficiency hr work of Improving the efficiency of the department on work with clients the role of manager to work with clients and partners includes understanding the requirements and wishes of the client and is responsible for interaction between client and company, building new relationships with new clients and partners and, ultimately, create new transactions. Using new tools to deal with existing and potential customers, accelerating respond to emerging problems or new proposals for cooperation, can greatly enhance the credibility of the company in the eyes of customers and partners. Communicate with existing and potential customers will be more directed at the specifics of their business, you will speak to them in their language. How important is the timely analysis of information on the client instead of the next regular questions? Table 5 shows calculations of the difference in the work. Table 5. Improving the efficiency of the department on work with clients Conclusions The results of this study showed that standardization and centralization of the company using the tools of SharePoint Server 2010 has the potential to provide stable profit of the company over the years of its existence. Return on investment is risk-adjusted in size to 108% together with a rapid payback periods (up to 12 months) gives confidence in the success and accuracy the decision. Catherine Anna Kravets

The main victims of the crisis in Russia will automakers, retailers, organizations in the construction sector and real estate, banks and financial institutions, predicts In his review Rosbank included in the top 10 largest Russian banks. 'In times of global economic slowdown kriziza domestic economy will be almost twice as fast as its trade surplus will actively decline '- said Rosbank. Baikal Pulp and Paper Mill (BPPP) in a near future will have to reduce more than 10 percent of workers said at a news conference on Monday, chairman of the union bppm Alexander Shendrik. Swarmed by offers, Larry Ellison is currently assessing future choices. Guide bppm recently verbally informed the head of departments of the need to select the employees laid off, and the official order may be issued in the next 2-3 days, he said. Since early October Combine suspended work because of unprofitable production, and difficulties with the sale of cellulose. One of the largest Russian producer of cement – 'Eurocement' – reduces the cost of staff at most of its plants in anticipation of further fall in the value of cement. 'We do not know how people will react to the shorter working hours, will take it.

. But now employees can seem to understand that the organization is going through a very difficult days – told Reuters the company representative. However, it is clear in the example of Magnitogorsk combine, other metallurgical corporation – nlmk, Severstal 'and the Mechel – reported that to date refrained from such reductions. And, despite depressed mood, while reductions are private, rather than universal, says top manager of Russia's largest recruitment agencies Ward Howell Anton Belogorodov. 'Early to panic.

Companies that reasonably lined up development and to control costs, such as, say, a retail chain 'Magnet', will not suffer '- he suggests. Today's cheapening of hydrocarbons facing complex implications for our economy, experts say. Thus, even at lower oil prices to 70-80 dollars per barrel commodity monopolies could lose the ability to consistently pay the debts. The state will be forced to shift from Tax Incentives for raw materials corporations to direct their sponsoring. Will increase problems in the banking sector and the Russian industry. Greatly accelerated the weakening of the domestic market and increased inflation. The stock market continues to lose investors by requiring all large public investment. The Government will be forced to reduce taxes in a situation of decreasing revenues and increased spending from reserves for devaluation of international currencies. The country are waiting for numerous bankruptcies. In any case, no need to panic, and should take informed decisions. Information predostovalena People's rating of banks in Moscow, your assistant in world bank deposits and loans.

The ratio of the number of occurrences of candles of type 1 to the number of occurrences of spark type-2 will give us ratio of profitable trades K. But to hold such an investigation, we already have on a particular trading tools on the volume where then going to use our trading strategy. And here, we must decide those candles of the time period we use for our strategy. In order not to waste time on long explanations, I just suggest using a candle D1, at least because of their price range will allow us to extract Profit from day price movement and we will have during the day just one point to enter, it will also be comfortable enough condition for our strategy. If in the process we have conducted statistical studies, we deliver a goal not only to determine the frequency of candles of any type, but also try to determine the sequence of their occurrence, as well as try to identify any additional depending upon appearance (for example, this could be: the expected economic news, the shape of the previous candle, passed up this price range, location of candles in the trend, etc.), then apart from the factor K, we may appear additional terms and conditions by which we can control this factor K. For example, our research shows that after 3 consecutive candles of type 1 are frequently followed by a candle type-2, then for our strategy, we can introduce an additional rule – ignore trading signals after 3 consecutive plugs of type 1 until, until the candle is a type 2

Car Loan: Little Secrets large percent of the word "credit" is so firmly established in our lives that some of them already can not imagine their existence without him. If two or three years ago, the primacy occupied consumer loans, it has recently gained great popularity car loans. Moreover, in our country to start a real "avtokreditny" Boom – statistics every third car is bought in today debt. Of course, certain advantages in that there are – no need to save for long-term dream, but as the saying goes, one flick of the wrist, sign the contract and suddenly get the keys to a brand new, for example, "" Or sign his own sentence? Here, in this and try to understand. Where to get car loan? Before a person wishing to take a car on credit, a dilemma: to design it in a bank or directly into the cabin. In fact, the big difference No – in dealer showrooms loans provide the same banks, but some differences do exist. For example, banks can not deviate from the standard credit schemes: if the law of the interest rate can not be less than 9 percent per annum, the bank has to maintain it (in general, the interest rates on car loans ranged from 9 to 17 percent per year). Dealer same centers are developing in cooperation with banks special programs that provide favorable conditions: for example, a loan with no down payment, or significantly understated the interest rate. Debt payment is red in most cases, the more attractive loan terms, the more the likelihood that it has some trick.